Personal Resource Center

The resource center provides you with access to tools and information to help you best manage your business. Take advantage of our in-depth content, weekly business columns/blogs, tools, industry solutions, and much more to grow your business.

Dave Says

Dave Says
Dave Ramsey is America's trusted voice on money and business, and CEO of Ramsey Solutions. He has authored seven best-selling books, including The Total Money Makeover. The Dave Ramsey Show is heard by more than 12 million listeners each week on 575 radio stations and multiple digital platforms. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com.

No More Guilt Trips!

No More Guilt Trips!

Dear Dave,

My parents left their six-figure jobs to enter the ministry when I was in high school. That was 10 years ago, and my mom still regularly asks me to share my money with them. I don't mind helping out once in a while, but this has been going on for a long time and I've started feeling bitterness about the requests and their bad financial decisions. My mom also tries to make me feel bad sometimes if I can't afford to give them as much as they want. She constantly references their "calling", and that I should want to help with that. How can I stop this pattern?

Renee

Dear Renee,

This is not a healthy situation for anyone involved. By consistently giving or loaning your parents money, you’ve lost respect for them in the process. The relationship has become strained, and that’s a tough thing for anyone to deal with — especially in a parent-child situation. On top of all that, your mom sounds like a travel agent for guilt trips. It seems like she’s working you over while implying it’s all really for God. That’s toxic.

Going into the ministry is an admirable thing. However, I remember a guy in the Bible named Paul who made tents while he conducted his ministry. I’m paraphrasing, of course, but his line was something like, “If you don’t work, you don’t eat.” He had a job, remember? So, suggesting that someone work outside the ministry while trying to do God’s work isn’t mean or unfair.

No one should do this to their child, and it’s going to be hard to unravel it all and turn it into a respectable situation. I hope everyone will consider sitting down with a mature third party, and developing a situation where you’re no longer giving or lending them money.

In the meantime, read a book called Boundaries by Dr. Henry Cloud. After that and some objective intervention, I think this situation will become a lot healthier for everyone.

- Dave


Read other financial blogs


Dave Ramsey is America's trusted voice on money and business, and CEO of Ramsey Solutions. He has authored seven best-selling books, including The Total Money Makeover. The Dave Ramsey Show is heard by more than 12 million listeners each week on 575 radio stations and multiple digital platforms. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com.
Credit card

Lost/Stolen Cards

Debit Cards Call 1-800-554-8969, Credit Cards Call 1-855-279-1051
Discuss (chat)

Contact Us

Call, come in, click. Here are all the ways to reach us.
Paper and Pencil (alternate)

Open an Account

Already know which account is right for you? Start here.